Cheap classic car insurance

In the UK, to be classed as a vintage car a vehicle must have been manufactured between the years of 1919 and 1930, however the definition of a classic car is far less clear. The term `classic` is often used for vehicles that are over ten years old and worthy of being collectable, although purists would argue that only vehicles built post WWII and no later than 1974 are true classics.

Buying car insurance for a classic or vintage car can be difficult as it`s important to ensure you have the right level of cover, rather than choosing a policy on price alone. Let`s take a look at what`s available.

What car insurance options are available for classic and vintage cars?

When searching for car insurance you must first establish which category your vehicle fits into. Broadly there are five classifications::

- Vehicles manufactured up to and including December 1904 are classed as `veterans`.
- Vehicles manufactured from January 1905 up to and including December 1918 are classed as `Edwardian`.
- Vehicles manufactured between 1918 and 1933 are considered `vintage`.
- Classic vehicles were typically manufactured pre-1974 although there are exceptions to this rule.
- Cherished vehicles are collectable or rare cars that are five to ten years old.