New Old Vintage Classic Cars Search Engines
If you can't find what you need here, try our new search engine Old Vintage Classic Cars.co.uk which is aimed at all things Old car related, Vintage cars, Classic Cars, Classic Motorcyles, Old Trucks in fact, anything classic auto related.
This new engine is intended to index all things classic in the UK and Ireland. If you know of a site or you own a site which you think should be included then simply add it to our index and once we have checked it, we will send out our Classic Car Sphider (yes that is the correct spelling, what can I say?) and we will index your content. If for some reason you do not wish your site to be indexed then simply make an entry in your robots.txt and exclude Classic Car Sphider from indexing your site. We will then ignore the content and remove your URL from our regular index list.
If you are instead looking for content from the States (USA) then try our other new search engine Old Vintage Classic Cars.com and you may find it there. Please bear with us on the Classic car Stateside search engine as we are concentrating on the UK engine at the moment and will update the USA based one as and when we can.
UK Classic Cars, Car and Classic UK
Cheap classic car insurance
In the UK, to be classed as a vintage car a vehicle must have been manufactured between the years of 1919 and 1930, however the definition of a classic car is far less clear. The term `classic` is often used for vehicles that are over ten years old and worthy of being collectable, although purists would argue that only vehicles built post WWII and no later than 1974 are true classics.
Buying car insurance for a classic or vintage car can be difficult as it`s important to ensure you have the right level of cover, rather than choosing a policy on price alone. Let`s take a look at what`s available.
What car insurance options are available for classic and vintage cars?
When searching for car insurance you must first establish which category your vehicle fits into. Broadly there are five classifications::
- Vehicles manufactured up to and including December 1904 are classed as `veterans`.
- Vehicles manufactured from January 1905 up to and including December 1918 are classed as `Edwardian`.
- Vehicles manufactured between 1918 and 1933 are considered `vintage`.
- Classic vehicles were typically manufactured pre-1974 although there are exceptions to this rule.
- Cherished vehicles are collectable or rare cars that are five to ten years old.
Not all conventional car insurers are willing to cover these vehicles due to the risks involved. Classic cars are generally more expensive to repair as their parts are no longer readily available and labour costs increase because mechanics may be unfamiliar with their design. Indeed classic cars are not built to modern day safety standards - which can make accidents more devastating when they do occur.
However, some insurers specialise in providing cover for classic cars because they believe this risk is offset by the fact that classic car drivers usually drive with care and consideration, they are rarely driven at fast speeds and they are used infrequently. As a result there are a number of classic car specialists on the market offering unique features, such as:
Features include personal injury cover due to road rage and car jacking, agreed valuations, laid-up insurance and limited mileage discounts.
With benefits ranging from agreed valuations to multi-vehicle policies, club member discounts, limited mileage discounts and cover for activities such as historic rallies, sprints and hill climbs.
Lancaster Car Insurance
Includes car club member discounts, limited mileage discounts and provides courtesy cars and breakdown cover.
Will cover vintage vehicles and more modern classics.
Peter Best Insurance Services
Will cover a wide range of vehicles including American classics, Morgan cars and MGs.
To find classic car insurance you should use a two-pronged approach. Firstly, use a comparison website to compare quotes from both specialist and conventional insurers and then search for specialists online. It`s recommended that you telephone potential insurers to discuss your needs before you buy - that way you can be certain that you are getting the right protection for you and your car.
It`s also worth discussing an insurer`s policy towards repairs, particularly the use of replacement parts.
How to make a claim with classic car insurance
Remember you must be honest with an insurer or you will risk invalidating a claim. For example, if you agree to a mileage limit and are found to have exceeded this when an accident occurs, your claim may be thrown out.
Preparation is often the key for car insurance claims. Take photographs of your vehicle periodically to show the condition it is in so there is no dispute when an accident occurs. Should a claim be necessary, gather as much information as you can - take photographs at the scene, ask witnesses for their contact details and contact your insurer as soon as possible.
Remember that cheap car insurance is not always the best - paying a little more for a policy may give you better value for money and more protection for your pride and joy